A debit card from McFarland State Bank is convenient and quick...
Anywhere you see the MasterCard logo, you can use your Check Card. That means you can use it for purchases or get cash at financial institutions and ATM machines worldwide.
This Is One Powerful Card.
This is the card to carry. It has all the great features of a debit card - flexibility, worldwide acceptance, and safety. Yet it acts as a check, with purchases or ATM withdrawals taken directly from your checking account.
It's Easy To Use.
To make a purchase, just present your Debit Card. Your purchase amount will automatically be deducted from your checking account. Every transaction will appear on your monthly statement with the detailed information you need: amounts, dates and locations.
It's Convenient.
There's no ID required. It's accepted world-wide - anywhere you spot the familiar MasterCard logo. And if you ever need quick cash, you can visit one of the 350,000 financial institutions world-wide or any ATM affiliated with your financial institution. It's that easy. The debit card from McFarland State Bank is also ideal for hotel reservations, car rental, and even grocery store and department store purchases.
It's Safe and has Fraud Monitoring.
The debit card from McFarland State Bank is safer than carrying cash and easier than carrying checkbooks. Our card also provides a fraud monitoring service to further protect you and your money. Please click here to learn more about this fraud monitoring service.
It's A Great Concept - Take advantage of a whole new approach to checking. Plus it is a great paper trail for your business expenses.
Tips on taking care of your Debit Card...
Here are a few "dos" and "don'ts" that are important to follow.
- DO treat your card like cash. Always keep the card in a safe place.
- DO keep your PIN a secret. Positively DON'T write the number on your card.
- DON'T disclose information about your card over the phone. DO give your card number and expiration date if you initiated the call to place an order or make a reservation.
- DON'T expose your card's magnetic strip to magnetic objects. A magnetic name tag or badge in a purse will make the card in your wallet ineffective.
- DO report lost or stolen cards immediately.
- DO review your account statements.
Have access to your money 24 hours a day at tens of thousands of locations throughout the world. Your card can also be used at any machines where you see the following signs: TYME, CIRRUS, PLUS, PULSE, INSTANT CASH, EXPRESS TELLER, FASTBANK, SHAZAM, and STAR.
Tips on taking care of your ATM Card...
Here are a few "dos" and "don'ts" that are important to follow.
- DO treat your card like cash. Always keep the card in a safe place.
- DO keep your PIN a secret. Positively DON'T write the number on your card.
- DON'T disclose information about your card over the phone. DO give your card number and expiration date if you initiated the call to place an order or make a reservation.
- DON'T expose your card's magnetic strip to magnetic objects. A magnetic name tag or badge in a purse will make the card in your wallet ineffective.
- DO report lost or stolen cards immediately.
- DO review your account statements.
OOPS... It can happen to anyone. We all might need the occasional Overdraft Protection Service at sometime. No one wants to face the embarrassment or humiliation of having a check returned due to insufficient funds. With overdraft protection from McFarland State Bank, you won't have to. Overdraft Protection can serve as your personal safety net for those times you run a little short of cash in your checking account.
Talk with one of our Personal Bankers to review which option is best for you:
We can program one of your McFarland State Bank checking or savings accounts to automatically transfer funds when your designated McFarland State Bank checking account experiences insufficient funds. Please note, all savings and money market accounts are subject to a withdrawal limitation of no more than six withdrawals per month.
Fees: $5 per transfer of any amount (no annual fee). If you do not have sufficient funds in the debited account to cover the overdraft, a Non-Sufficient Funds (NSF) fee of $29 / item will be assessed whether the item(s) are paid or returned.
Similar to the Auto Transfer (noted above), establishing a Check Credit loan account will allow
funds to automatically transfer to your designated checking account experiencing insufficient funds. This Overdraft Protection option would allow you to carry a Check Credit loan balance up to an approved limit. Please note, advances on your Check Credit Loan Account are made in $100
increments.
Fees: $25 per year, credit approval is required, 18% interest rate on outstanding principal balance (compounded daily). If you do not have sufficient funds in the debited account to cover the overdraft, a Non-Sufficient Funds (NSF) fee of $29 / item will be assessed whether the item(s)
are paid or returned.
Stop in or contact us for more details.
